Insurance Coverage


Corporations rely on us for risk management assessment and, in particular, determinations regarding whether their policies adequately protect them. We advise businesses and insurance companies on every aspect of coverage.

We offer coverage opinions and disclaimers of coverage, as well litigation and settlement strategies when businesses have disputes with their insurers. Insurance companies call on us for interpretation of policies and their application to disputes, and we represent them in all aspects of litigation. We staff our cases in the most efficient manner possible and we understand the financial impact of litigation on clients and their desire to resolve disputes as early as possible on the best financial terms.

The American Bar Association (ABA) has recognized our experience in insurance matters. One of our lawyers participated in the ABA subcommittee that revised the Comprehensive General Liability Policy (CGL), with special emphasis on rewriting the “sudden and accidental” pollution exclusion and related changes to the absolute pollution exclusion, which is now standard in most CGL insurance policies. One of our lawyers was a Vice Chair of the Torts and Insurance Practice Section (TIPS) and is a frequent author and speaker at continuing legal education seminars on the subject of insurance coverage.

While our insurance coverage practice extends to virtually every type of property, casualty and commercial coverage matter, we have developed a particular depth of experience in the following areas of personal and commercial lines:

  • Additional insured coverage, and rights of indemnification and contribution,
  • First-and third-party property claims, and construction defect/faulty workmanship claims,
  • Directors and officers liability,
  • Employers liability,
  • Intellectual property,
  • Advertising injury coverage,
  • Professional liability coverage,
  • Excess and re-insurance coverage,
  • Environmental liability and toxic tort coverage including asbestos,
  • Errors and omissions, and
  • Disputes among insurers.