Financial Institutions and Regulatory


Specific legal and regulatory requirements govern financing and other corporate transactions undertaken by financial institutions. To structure transactions in today’s complex, evolving regulatory environment, financial institutions need not only savvy corporate counsel, specific insight into the current regulatory requirements. We help these institutions navigate the legal and regulatory landscape by evaluating financing alternatives; confirming the desired regulatory capital treatment of various capital instruments; obtaining appropriate regulatory approvals; communicating with federal and state regulatory authorities; analyzing issues relating to trust preferred, TARP and SBLF securities; and managing a variety of transactions, including private placements and public offerings of equity and debt and mergers and acquisitions. Our attorneys have formed de novo banks and assisted banks with their initial public offerings. Our attorneys have also taken banks private and assisted banks with restructuring, including conversion of corporate form.