"New Twists: As General Contractor, Are You Protected as an 'Additional Insured?'" American Bar Association’s Construction Law Forum
In an American Bar Association’s Construction Law Forum article published on February 22, 2016, Stephen L. Wright provides guidance to general contractors regarding the ins and outs of the "your work" exclusion on a typical comprehensive general liability policy. The article details the distinction between this policy from state to state, emphasizing that "the distinction between the states turns on a typical exclusion found in all comprehensive general liability policies involving construction companies. The 'your work' exclusion states, in essence, that there is no insurance coverage if the damages are to the contractor's own work… be aware of what the law of the state in which the project is located provides and make sure that the specific policy language of the 'your work' exclusion says what you need it to say." Please visit the Construction Law Forum website to read the full article.